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FAMILY PENSION:
1. Steps for Conversion of Pension in to Family Pension on the death of the Pensioner:
a) On death of the pensioner intimation should be given to AO PDA, office of CCA Mumbai as
well as to DM, MTNL Pension Cell through post /courier.
b) The spouse whose name is mentioned in the PPO is entitled to apply for family pension.
c) Application should be submitted to AO PDA, office of CCA Mumbai
d) If the existing pension account is a joint account it should be converted into a single account
in the name of the Family pension applicant and cheque book with the name of the account
holder printed on the cheque leaves should be obtained from the bank. If the bank declines
to conversion to single account a new pension account should be opened in the name of the
applicant.
e) The Application (Form 14 is not required) duly filled in should be forwarded by post / courier
or handed over at the office of AO PDA. Personal appearance of family pension applicant is
not necessary.
f) The Mandate form and the Undertaking should be signed by the Bank Manager.
g) The following documents are required:
i) Application Form with Photo.
ii) Death certificate original or attested photo copy
iii) ECS Mandate signed by Bank manager
iv) Letter of authority signed by Applicant and Undertaking signed by Bank manager.
v) Self attested Aadhar and PAN Card.
vi) Photo copy of PPO Book (Pages 1 to 8)
vii) Photo copy of first page of Bank pass book of Applicant Or attested cancelled
cheque of the Applicant.
viii) Attested Photo copy of first page of Bank pass book of deceased pensioner and the
attested page of PB in which the last pension credit appears.
Address of office of AO PDA office of CCA Mumbai:-
A.O. (PDA), Office of CCA Mumbai,
3rd Floor, MTNL Telephone Exchange,
Curry Road P.O.
Mumbai 400012.
Email Id :- This email address is being protected from spambots. You need JavaScript enabled to view it.;
Ph:- 1800223211, 24717140, 24707655, 24717253.
Address of D.M. (Pension) MTNL Mumbai:-
MTNL Pension Cell, 4th Floor, Telephone House Prabhadevi, Mumbai 400 028.
2. Enhanced Family Pension:-
a) The normal basic family pension is equal to 30% of the last basic pay of the employee
rounded off to next higher rupee.
b) The enhanced basic family pension is 50% of the last basic pay of the employee.
c) If the employee dies while in service the nominee is entitled to Enhanced Family Pension for
a period of 10 years from the date of death of the employee.
d) After retirement, if the pensioner dies, the nominee is entitled to Enhanced Family Pension
for a period of 7 years but limited up to attainment of 67 years of age of the pensioner.
3. Commuted value of pension is not deductible from the family pension.
4. The IDA is admissible at the applicable rates on the basic family pension
5. Taxability :-
1. Family pension is treated as “Income from other sources” for taxation and hence no
Standard deduction is admissible.
2. No TDS is applicable on family pension as it is not under the ambit of Sec.192.
3. In addition to all the deductions under 80 C and other sections, a lump amount of 30% of
family pension restricted to Rs.15000 pa is allowed as deductions under Sec.57(iia) of IT
Act. However this is not applicable if opted for New Tax Regime
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